论文标题
金融科技的数据科学和AI：概述
Data science and AI in FinTech: An overview
论文作者
论文摘要
金融技术（金融科技）在推动现代经济，社会，技术和许多其他领域中发挥了越来越重要的作用。 Smart Fintech是新一代金融科技，在很大程度上受到数据科学和新产生和（DSAI）技术的启发和授权。 Smart Fintech综合了广泛的DSAI，并改变了金融和经济，以推动智能，自动化，全业务和个性化的经济和金融业务，服务和系统。 Fintech的数据科学和AI的研究涉及BankingTech，TradeTech，LendTech，Insurtech，Insurtech，Wealthtech，Paytech，Paytech，Paytech，Paytech，CryptoCurrencies和Brockphain和区块链和DSAI技术的许多最新进展处理，增强，优化和系统智能增强。在这里，我们介绍了智能金融业务及其挑战的高度密集研究概述，智能的金融科技生态系统，dsai技术以实现智能金融技术以及对DSAI社区的智能金融科技期货的一些研究方向。
Financial technology (FinTech) has been playing an increasingly critical role in driving modern economies, society, technology, and many other areas. Smart FinTech is the new-generation FinTech, largely inspired and empowered by data science and new-generation AI and (DSAI) techniques. Smart FinTech synthesizes broad DSAI and transforms finance and economies to drive intelligent, automated, whole-of-business and personalized economic and financial businesses, services and systems. The research on data science and AI in FinTech involves many latest progress made in smart FinTech for BankingTech, TradeTech, LendTech, InsurTech, WealthTech, PayTech, RiskTech, cryptocurrencies, and blockchain, and the DSAI techniques including complex system methods, quantitative methods, intelligent interactions, recognition and responses, data analytics, deep learning, federated learning, privacy-preserving processing, augmentation, optimization, and system intelligence enhancement. Here, we present a highly dense research overview of smart financial businesses and their challenges, the smart FinTech ecosystem, the DSAI techniques to enable smart FinTech, and some research directions of smart FinTech futures to the DSAI communities.
